Co-Founder, Certified Financial Planner™, APMA®, Wealth Manager, Chief Compliance Officer
Co-Founder, Wealth Manager
Capstone Wealth Management Group, LLC is a registered investment advisory firm headquartered in Clarks Summit, Pennsylvania but services clients across the entire United States of America. We provide wealth management and financial planning services to individuals, families, business owners, charitable endowments, foundations, corporations and other institutions.
Through our affiliation with LPL Financial, we have access to independent research and resources that allow us to impartially recommend investment products and services to our clients. As a result, there are no conflicts of interest that exist when we provide advice. Additionally, our compensation is not tied to any revenue-sharing agreements, but, rather, it is tied to the performance and value of our clients' investment accounts.
At Capstone Wealth Management Group, LLC, we view wealth management in terms of the advice and services that we provide, rather than in terms of a product being sold. The services that we provide include, but are not limited to, investment planning, retirement income planning, education funding, insurance and risk analysis, tax planning and estate planning. These services are offered to all of our clients regardless of the monetary value of the accounts that we manage on their behalf.
We implement a multi-step process when providing services to clients and that process begins with a "financial mission". Once that mission is identified and embraced, we consider all relevant environmental information and use objective analysis along with rational judgment to make effective, responsible and sufficient financial planning decisions.
Contact us today at 888-587-7526 or at (570) 587-7800 to discuss your financial planning needs.
“At Capstone, we believe financial planning is not a product to be sold, but, rather, it is a uniquely personalized process, specific to each of our clients’ individual needs. We are held to a strict fiduciary standard and, by law, are required to put our clients’ best interests at the forefront of our planning process, from start to finish.”
U.S. stocks finished lower Friday with the S&P 500 and the Dow Jones Industrial Average turning red for the year as fear of a global growth scare builds and doubts regarding the trajectory of corporate earnings are on the rise. In the wake of disappointing 3rd quarter results from tech giants Amazon & Alphabet (formerly Google) markets collapsed today with the Dow falling more than 500 points in early trading, paring some losses throughout the day, but still got lumped by 296.24 points, or 1.2%, with the average falling to 24,688.31.
In February of 2018, after a huge, parabolic-like move upward in January, extreme volatility returned into the markets and investors saw the Dow Jones Industrial Average correct by over 8% in a matter of 6 trading days. Sound familiar?
Kevin Garnett had an amazing career in the NBA. He goes down as the all-time leader in “on court salary” in history earning $326 million during his career…Today, he is suing because his retirement nest egg is missing a whopping $77 million. Garnett has filed suit against his accountant, Michael Wertheim, for allegedly allowing his wealth manager, Charles Banks, who is facing a 4-year sentence in federal prison for defrauding NBA legend Tim Duncan, to steal money from Garnett’s accounts.
As we say goodbye to the summer of 2018, wrap up those last minute mini-vacations, and send the kids off to school, it might be a good time to get back to basics and open up those old 401(k) statements that have been pouring in all summer. Statistics show that when people separate service from an employer, they will leave at least one retirement account behind when changing jobs and, for many, three or more employer-based retirement plans are left in the dust as employees hop from job to job throughout their careers.
Did you know that the age at which many workers will qualify for full Social Security benefits has risen to 67 from 65? If that's news to you, you're not alone: The majority of workers are still in the dark about Social Security eligibility requirements and m any expect to qualify for benefits payments sooner than they actually will.
The obscure nature of financial rules and regulations provides investment companies, with an information advantage when selling products and services to clients. Most investors do not understand the jargon and complexities that define investment products as a whole and what’s most misunderstood are fees and expenses. In fact, it’s safe to say that many investors have no idea how much they are paying, what kinds of fees are being charged, and how fees and expenses erode future retirement savings.
When managing investments, we, at Capstone Wealth Management Group, consistently emphasize the importance of diversification. Being properly diversified allows us, as investment advisors, to control risk and to provide balance within an investor’s portfolio. The term diversification is thrown around quite a bit in the investment industry, but what does being properly diversified actually look like? And how can you tell if your portfolio has “balance”? Well, today’s market action provided all of us with a “real life” example of how the actual mechanics of diversification work – all in one single day.
These days, investing in financial markets is a common practice. Yet, many Americans remain under-informed about how various investment products really work. Want to know how you rank? Challenge yourself with our brief quiz, "Test Your Investment IQ."
There's a lot of confusion around the new Tax Reform and Jobs Act. Luckily, we're here to help. This Ebook will tell you everything you need to know about the biggest tax overhaul in 30 years.